asset-based loans up to $15 million

Funding to help
businesses address their current challenges

the context advantage

customized working capital and financing for closely held businesses

experience you can trust

Exceptional insight
born out of decades of diverse finance and management experience

About Context Business Lending, LLC

You are in good hands.

The leadership of Context Business Lending, LLC (formerly “Adams Business Credit, LLC”) brings creativity and exceptional insight into the unique dynamics of lower middle-market companies — and the flexible, customized financing required to sustain them.

Beginning with our first meeting, we will implement a thorough analysis of your current business situation, allowing us to quickly identify and evaluate the business assets that can serve as a foundation for the working capital you are seeking. While the primary assets may include accounts receivable and inventory, we will also consider other assets such as machinery and equipment and real estate.

As the elements of our proposed funding plan take shape, we conduct the appropriate due diligence and take the necessary steps to ensure that our working relationship will be backed by mutual respect, trust and transparency.

Funding that fits your needs.

Context Business Lending is able to provide vital funding that will allow you to confront the challenges facing your company and to seize immediate opportunities for growth.

As an asset based lender, we provide financing for businesses that do not qualify for conventional bank financing and may be experiencing any of the following:

  • Rapid growth
  • Seasonal fluctuations
  • Supply chain and vendor pressure
  • Operating Losses/negative net worth
  • Loss of a Major Customer
  • Turnaround and restructuring
  • Merger or Acquisition
  • Succession planning
  • Debtor-in-possession financing
  • Tax issues

We are not focused on financial covenants that will limit your opportunity to growth. Furthermore, we are not limited geographically.

Experience you can trust.

Exceptional insight from decades of diverse finance and management experience, combined with respected professional and business credentials, allows the Context Business Lending team to see beyond the numbers — into the unique story of your business. Unlike banks and other lenders, the breadth and depth of our experience enables us to take a more holistic view of your business. With a broader approach, we move effectively and efficiently through the origination process.

A hallmark of the Context Advantage is the unique nature of our ongoing client relationships. We work closely with ownership and the management team to understand and meet your individual needs.

Some of the industries we service include:

  • Manufacturing
  • Wholesaler
  • Distribution
  • Service Industries


Some of the customers we serve:

  • Building and Construction Materials
  • Specialty Manufacturing
  • Software Development
  • Consulting
  • Aircraft
  • Distribution

Some of the customers we serve

Building and Construction Materials
Consulting
Specialty Manufacturing
Aircraft
Software Development
Distribution

Our Team

John Giangiulio
Managing Director
Randi Hershgordon
Managing Director
William Peruzzi
Managing Director
Meredith L. Carter
Managing Director of Business Development and Assistant General Counsel

John Giangiulio

Managing Director
Email:johng@contextbl.com
Office:484-436-4494
A founder of Context Business Lending, LLC (formerly Adam’s Business Credit, LLC), John brings over 30 years of diverse and in-depth financial experience to the firm. He earned an MBA in finance from Drexel University and received his JD from The Beasley School of Law at Temple University, graduating cum laude. John obtained his B.S. in Commerce and Engineering from Drexel University and is also a Certified Public Accountant.

Throughout his career, John has been involved in loan underwriting, asset management, mergers and acquisitions, bankruptcy matters, and private equity transactions. He has effectively underwritten and managed commercial loans, revolving credit facilities, and mortgage-backed securities for a national finance company, governmental agencies, and private lenders. As a Director at a national asset management and loan advisory firm, John oversaw the resolution of performing and non-performing commercial loans. He has also served as a financial consultant to closely-held manufacturing and distribution companies, including those in bankruptcy. To assist the owners in developing plans for restructuring their businesses, John evaluated operational efficiencies and made recommendations to enhance overall performance. John has been qualified as a business valuation expert in court in Pennsylvania.

As a founding partner of Titan Capital Investment Group, LLC, a private equity asset management firm, John has created and managed multiple private equity partnerships that have acquired commercial real estate loans and real estate throughout the United States.

John, formerly an attorney with Morgan Lewis, LLP, is a member of the Pennsylvania Bar Association. He is an active member in the Commercial Finance Association, the Turnaround Management Association and the Association for Corporate Growth.

Randi Hershgordon

Managing Director
Email:randih@contextbl.com
Office:484-436-4466
Randi is a seasoned professional with over 30 years of experience in finance and accounting. She is a Certified Public Accountant and a graduate of The Wharton School of the University of Pennsylvania with a Bachelor of Science in Economics.

Randi has been an integral part of the leadership team at Context Business Lending, LLC (formerly Adams Business Credit, LLC) since its inception in February 2013.  She has been instrumental in laying the groundwork for the organization’s operations, bringing its brand and core competencies to market, and nurturing relationships with key centers of influence.

Randi oversees and manages a portfolio of lower middle market asset based loans, helping companies which do not qualify for conventional bank financing gain access to essential working capital to operate and grow their businesses.  She works closely with owners, senior management, and investors to understand the challenges facing their businesses and industries, providing creative and flexible, customized solutions to meet their financing needs. Her history of success is attributable to her unique blend of keen underwriting, credit analysis, and risk management skills, combined with a steadfast commitment to providing professional and personalized service that fosters strong and trusting working relationships. Prior to joining Context Business Lending, Randi led the asset based loan division of a community bank and spent several years at a specialty finance company.

Randi’s extensive experience serving middle market companies also includes over  15 years in public accounting at both national and regional firms. She managed all phases of financial engagements of a diverse client base including financial services companies, manufacturers, retailers, wholesalers, and distributors. Randi’s financial and business advisory skills and acumen have been enhanced by her work in the forensic accounting and investigatory arenas performed for attorneys, financial services organizations, and governmental agencies.

Throughout her career, Randi has created solutions and communicated strategies to mitigate control risk, improve organizational profitability, and enhance operational efficiencies.

Randi is an active member of the Commercial Finance Association, the Turnaround Management Association, and the Association for Corporate Growth where she participates in events and educational programs on both a local and national level.  She serves on the CFA Women in Commercial Finance Committee, the TMA NOW Global Committee, and the TMA NOW Philadelphia Chapter Committee.

William Peruzzi

Managing Director
Email:billp@contextbl.com
Office:484-436-4494
A founder of Context Business Lending, LLC (formerly Adam’s Business Credit, LLC), Bill brings more than 30 years’ experience as a successful entrepreneur, consultant and business owner. During his career he has advised banks, insurance companies and federal agencies regarding complex commercial financings. His firm, Real Property Consultants, Inc. was one of the first asset management companies consulting to the Resolution Trust Corporation, and later the FDIC, and in that capacity managed and resolved over $2 billion of assets consisting of commercial loans, real estate, and joint venture interests in operating companies. Additionally, Bill has extensive experience as a real estate developer.

In 2004, with John Giangiulio, Bill established Titan Capital Investment Group, LLC which manages private equity funds with diverse national holdings in real estate and real estate debt.

Bill brings to Adams his diverse experience as both a lender and a borrower. He understands the pressures facing business owners and the importance of flexible working capital, tailored to fit a company’s unique needs. As a business owner, he knows firsthand the demanding responsibilities business owners face and the obligations to their employees, customers and vendors.

Meredith L. Carter

Managing Director of Business Development and Assistant General Counsel
Email:MeredithC@ContextBL.com
Office:484-787-2619
Meredith brings to Context Business Lending more than a decade of experience as a lawyer representing growth companies and investors and as a senior business development executive in the alternative finance space.  She understands the challenges businesses face as they grow and how a flexible mindset to providing working capital can be critical to the success of companies.

Prior to joining Context Business Lending, Meredith helped build a large passive litigation funding business from inception, providing innovators the capital needed to secure access to the justice system.  Meredith forged referral relationships with some of the world’s largest law firms, evaluated cases for potential investment and created and negotiated customized deal structures.  While in private practice she served as outside counsel to growing businesses, advising companies on a variety of expansion challenges including securing access to outside funding.  She also led business development and marketing for a national law firm, developing a variety of successful marketing and business development strategies and overseeing the team of people responsible for growing the firm’s client base across all practice groups. 

For the past five years, Meredith has also served as guest lecturer and panelist at the Villanova University School of Law Business Aspects of Law 2L Practicum. 

Meredith joined the leadership team at Context Business Lending in 2017 to expand the company’s reach in the market and evaluate the fit of potential businesses with Context’s mission and investment criteria.
John Giangiulio
Managing Director
Randi Hershgordon
Managing Director

John Giangiulio

Managing Director
Email:johng@contextbl.com
Office:484-436-4494
A founder of Context Business Lending, LLC (formerly Adam’s Business Credit, LLC), John brings over 30 years of diverse and in-depth financial experience to the firm. He earned an MBA in finance from Drexel University and received his JD from The Beasley School of Law at Temple University, graduating cum laude. John obtained his B.S. in Commerce and Engineering from Drexel University and is also a Certified Public Accountant.

Throughout his career, John has been involved in loan underwriting, asset management, mergers and acquisitions, bankruptcy matters, and private equity transactions. He has effectively underwritten and managed commercial loans, revolving credit facilities, and mortgage-backed securities for a national finance company, governmental agencies, and private lenders. As a Director at a national asset management and loan advisory firm, John oversaw the resolution of performing and non-performing commercial loans. He has also served as a financial consultant to closely-held manufacturing and distribution companies, including those in bankruptcy. To assist the owners in developing plans for restructuring their businesses, John evaluated operational efficiencies and made recommendations to enhance overall performance. John has been qualified as a business valuation expert in court in Pennsylvania.

As a founding partner of Titan Capital Investment Group, LLC, a private equity asset management firm, John has created and managed multiple private equity partnerships that have acquired commercial real estate loans and real estate throughout the United States.

John, formerly an attorney with Morgan Lewis, LLP, is a member of the Pennsylvania Bar Association. He is an active member in the Commercial Finance Association, the Turnaround Management Association and the Association for Corporate Growth.

Randi Hershgordon

Managing Director
Email:randih@contextbl.com
Office:484-436-4466
Randi is a seasoned professional with over 30 years of experience in finance and accounting. She is a Certified Public Accountant and a graduate of The Wharton School of the University of Pennsylvania with a Bachelor of Science in Economics.

Randi has been an integral part of the leadership team at Context Business Lending, LLC (formerly Adams Business Credit, LLC) since its inception in February 2013.  She has been instrumental in laying the groundwork for the organization’s operations, bringing its brand and core competencies to market, and nurturing relationships with key centers of influence.

Randi oversees and manages a portfolio of lower middle market asset based loans, helping companies which do not qualify for conventional bank financing gain access to essential working capital to operate and grow their businesses.  She works closely with owners, senior management, and investors to understand the challenges facing their businesses and industries, providing creative and flexible, customized solutions to meet their financing needs. Her history of success is attributable to her unique blend of keen underwriting, credit analysis, and risk management skills, combined with a steadfast commitment to providing professional and personalized service that fosters strong and trusting working relationships. Prior to joining Context Business Lending, Randi led the asset based loan division of a community bank and spent several years at a specialty finance company.

Randi’s extensive experience serving middle market companies also includes over  15 years in public accounting at both national and regional firms. She managed all phases of financial engagements of a diverse client base including financial services companies, manufacturers, retailers, wholesalers, and distributors. Randi’s financial and business advisory skills and acumen have been enhanced by her work in the forensic accounting and investigatory arenas performed for attorneys, financial services organizations, and governmental agencies.

Throughout her career, Randi has created solutions and communicated strategies to mitigate control risk, improve organizational profitability, and enhance operational efficiencies.

Randi is an active member of the Commercial Finance Association, the Turnaround Management Association, and the Association for Corporate Growth where she participates in events and educational programs on both a local and national level.  She serves on the CFA Women in Commercial Finance Committee, the TMA NOW Global Committee, and the TMA NOW Philadelphia Chapter Committee.
William Peruzzi
Managing Director
Meredith L. Carter
Managing Director of Business Development and Assistant General Counsel

William Peruzzi

Managing Director
Email:billp@contextbl.com
Office:484-436-4494
A founder of Context Business Lending, LLC (formerly Adam’s Business Credit, LLC), Bill brings more than 30 years’ experience as a successful entrepreneur, consultant and business owner. During his career he has advised banks, insurance companies and federal agencies regarding complex commercial financings. His firm, Real Property Consultants, Inc. was one of the first asset management companies consulting to the Resolution Trust Corporation, and later the FDIC, and in that capacity managed and resolved over $2 billion of assets consisting of commercial loans, real estate, and joint venture interests in operating companies. Additionally, Bill has extensive experience as a real estate developer.

In 2004, with John Giangiulio, Bill established Titan Capital Investment Group, LLC which manages private equity funds with diverse national holdings in real estate and real estate debt.

Bill brings to Adams his diverse experience as both a lender and a borrower. He understands the pressures facing business owners and the importance of flexible working capital, tailored to fit a company’s unique needs. As a business owner, he knows firsthand the demanding responsibilities business owners face and the obligations to their employees, customers and vendors.

Meredith L. Carter

Managing Director of Business Development and Assistant General Counsel
Email:MeredithC@ContextBL.com
Office:484-787-2619
Meredith brings to Context Business Lending more than a decade of experience as a lawyer representing growth companies and investors and as a senior business development executive in the alternative finance space.  She understands the challenges businesses face as they grow and how a flexible mindset to providing working capital can be critical to the success of companies.

Prior to joining Context Business Lending, Meredith helped build a large passive litigation funding business from inception, providing innovators the capital needed to secure access to the justice system.  Meredith forged referral relationships with some of the world’s largest law firms, evaluated cases for potential investment and created and negotiated customized deal structures.  While in private practice she served as outside counsel to growing businesses, advising companies on a variety of expansion challenges including securing access to outside funding.  She also led business development and marketing for a national law firm, developing a variety of successful marketing and business development strategies and overseeing the team of people responsible for growing the firm’s client base across all practice groups. 

For the past five years, Meredith has also served as guest lecturer and panelist at the Villanova University School of Law Business Aspects of Law 2L Practicum. 

Meredith joined the leadership team at Context Business Lending in 2017 to expand the company’s reach in the market and evaluate the fit of potential businesses with Context’s mission and investment criteria.

Referral Partners

Many of our clients are referred to us by their accountants, attorneys, investors, board members and consultants who are their trusted advisors. Once it has been determined that the business seeking financing is unable to obtain traditional bank financing, Context Business Lending (formerly Adams Business Credit) is your best starting point for smart working capital. We also work with and welcome referrals from brokers.

If you have clients in need of working capital financing, please contact us below to initiate a dialogue. We look forward to working together with you to meet their needs.

Contact Us

PENNSYLVANIA

401 E. City Avenue
Suite 812
Bala Cynwyd, PA 19004

Main: 484.436.4466



Context Business Lending, LLC is an affiliate of and strategic partner with the Context Capital Partners’ family of funds and companies.

Context Capital Partners is focused on alternative investment strategies and private equity investments.

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