As Chief Credit Officer, Josh leads an experienced team in managing CBL’s eclectic loan portfolio, focusing on bespoke deal structuring, client satisfaction and risk mitigation. One of the four members of CBL’s Credit Committee, Josh assists in cultivating and evaluating new relationships, as well as ongoing portfolio borrower relationships and helps set the credit culture and strategy of CBL. He is also heavily involved in on-the-job training of employees of CBL. Josh has 18 years of financial services experience, 15 of which in the asset based and factoring lending spaces and, concurrently, three and a half years of experience in leasing, M&E and government guaranteed lending, at a credit administrative level, having held positions at Crestmark and Huntington Banks. He holds a bachelor’s degree in general business management from Central Michigan University and an MBA focused in accounting from Walsh College.